Owning a home has never been easier with NOVA Home Start 100. This innovative program eliminates the need for a hefty down payment, helping families transition from renting to homeownership.
Highlights:• 0% Down Payment = Keep More Savings • No Mortgage Insurance = Lower Monthly Payments • Up to $300,000 Loan Amount = Competitive Coverage • Exclusive to Pima County = Local Focus You Can Trust
How do you qualify for the Home Start 100 Program?• Income Limit: Up to 110% of the Area Median Income (AMI)• Credit Score: Minimum 700• Contribution: 1% of the purchase price (can cover closing costs or prepaids)• Reserves: Two months of reserves• Seller Contributions: Up to 3% allowed for closing costs

* 30-year Fixed-Rate. Single-family homes or townhomes only. 5/6 ARM option. Rates and available loan programs are subject to change without notice. This is not a commitment to lend. Certain restrictions apply. Loan approval is subject to full program guidelines.

*Survey: bankrate.com’s down-payment-survey key-takeaways

CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License.

TX: Texas Licensing Disclosure

WA: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087

Say to down payments with

NOVA Home Start 100

Affordable homeownership starts here for Pima County buyers!

0% Down Payment

No Mortgage Insurance

Up to 100% Financing

Why choose Home Start 100?

READY TO GET STARTED?